SCAMS
🚨 Scam & Fraud Warning for Older Adults
Scammers target older adults more than any other group. They often pretend to be trusted organizations, create a sense of urgency, or offer something that seems helpful or “free.” Protect yourself by watching for these warning signs:
Common Red Flags
Unexpected contact Someone calls, emails, or texts you out of the blue claiming to be from Medicare, Social Security, a bank, or a charity.
Pressure or urgency Messages saying your benefits will stop, your account is in danger, or you must act “immediately.”
Requests for personal information No legitimate agency will ask for your Social Security number, Medicare number, bank details, or verification codes by phone or email.
Unfamiliar bills or offers Surprise invoices, “free” medical equipment, genetic testing kits, or benefits buyouts are common scam tactics.
Suspicious links or attachments Pop‑ups, emails, or texts asking you to click a link to “fix” a problem or claim a prize.
Threats of Arrest Another attempt to rush and pressure you. Talk to a trusted friend or family member.
How to Stay Protected
Slow down and verify Hang up and call the organization using a number you already trust.
Use safe payment methods Never pay with gift cards, wire transfers, cryptocurrency, or payment apps for unexpected requests.
Guard your Medicare and Social Security numbers Treat them like credit cards — only share when you initiate the contact.
Be cautious online Fake websites, deepfake videos, and impersonation scams are becoming more common. If something feels off, stop and check.
If You Suspect a Scam
Contact your bank or credit card company
Report fraud to the Federal Trade Commission at ReportFraud.ftc.gov
Call 1‑800‑MEDICARE for Medicare‑related concerns
Reach out to Adult Protective Services if someone is being targeted repeatedly
✔️ Quick Safety Reminder
If you didn’t expect it, don’t respond. If it feels urgent, slow down. If it asks for personal info, it’s a scam.